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Giving long-term (owned more than a year), appreciated securities may provide greater benefits to you and United Way!

  • You may save current income for day-to-day needs because a gift of stock does NOT come out of your cash flow.
  • You may save taxes two ways: Income tax and Capital Gains tax.
  • You may lower the "cost" of your gift.

Let's calculate the COST of giving in stock (for illustration purposes only):
Round all dollar figures to the nearest dollar; do not use commas or decimal points. All calculations assume that you have held any stock being considered for more than 12 months.

What is your Federal Tax bracket? 10.0% 15.0% 25.0% 28.0%
33.0% 35.0%
What size GIFT are you considering? $
If STOCK, what is its basis or original cost? $



Federal Tax Laws as of June, 2003